Home / Budget / FOR PINAYS / PERSONAL FINANCE / Pinay Mommies Alert / How to Budget Your Money For The Coming Holidays

How to Budget Your Money For The Coming Holidays

How to Budget Your Money For The Coming Holidays - Hei, Welcome To Xivan Post Blog, In this page, I Will inform you about How to Budget Your Money For The Coming Holidays, I hope you can enjoy reading this Article Budget Article FOR PINAYS Article PERSONAL FINANCE Article Pinay Mommies Alert, it's the result of automatic content collection, To remind these info on the post review How to Budget Your Money For The Coming Holidays it's advisable to be distributed to social media, I hope Helpful, view more clearly direct the info below.




Still can't believe it's only 10 days left before Christmas. I haven't even started making my holiday list.

I know we all agree in saying that budgeting for the holiday season can be a daunting task. 
Planning for Christmas parties here and there will also be a task that will get a big chunk of my time once December starts. And let's not forger the long list of names for gift giving. So to help us all I gathered tried and tested budgeting tips for the coming holidays. 


Create a Holiday Fund as Early as Possible

I suggest creating a holiday fund as soon as the ber months begin. You can put 500-1000pesos per cut off to that dedicated fund and this will spare you from the holiday financial madness.

If you can't fit a holiday fund in your budget then you might want to use your 13th month pay instead. Make it a soul source for your holiday grocery shopping and gifts. READ: All About 13th Month in the Philippines. It is also ideal to start earlier if you have big plans like going out of town. This way you can prepare your money better. 

Set a Budget and Commit to it

As hard as it can be, still one of the most effective way you can budget your money this holiday season is to actually create one. A specific budget set for your holiday spending is what you need. Now how do you create a budget? Set your category first. You need to allocate money for gifts, personal gift to yourself (maybe you want a new haircut, a new dress and others), a vacation and panghanda sa noche buena. Set a limit for each person on their gifts or follow these 10 very simple things can do to save money on gifts.

Create a Shopping List

Before you go straight to the mall or bazaar try to create first a shopping list. This is the easiest way you can avoid overspending. List down exactly what you want to buy for each person on your list. If you are shopping for grocery on the noche buena then have a list of the ingredients you'll need instead of going to the supermarket without any plan at all. 

Avoid using your credit card

It could be a very tempting to use credit this holiday season with a lot of promos going here and there. Using your credit card could lead you impulse shopping whereas if you just bring cash or debit card with you will surely think twice before purchasing an item. You can also use the DIY Spending Tracker Notebook to really follow through where your money goes this holiday season.

5. Buy in Bulk

Buying in bulk saves you money and time. If you'll be having alcohol then buy beverages in bulk there are a half dozen or dozen you can choose from. The same thing goes to ingredients on meals and more. 

I hope you find this post helpful. Let me know in the comment section if you have helpful tips in budgeting for the holiday season.
MORE POSTS TO READ 

I hope you liked this post. Don't forget to do any of the following:



  • Follow the SavingsPinay FB Group and joing the conversation at : SavingsPinay
  • Follow my official Facebook page at : IzzaGlinoFull
  • Stalk some behind the scenes in my Instragram: glino_clariza
  • Follow me too in my Twitter account: Izza Glino
  • Subscribe to my Youtube channel: IzzaInTheUkayCloset
  • Email me any question or topic suggestion at izzaglinofull@gmail.com
  • Or leave a comment below!!!
 


More on this Topic :




Similarly, the discussion about the article How to Budget Your Money For The Coming Holidays, Hopefully with such a short review on the post How to Budget Your Money For The Coming Holidays this, You've really find information about what is needed now. If you feel bermanfaatt with their reviews here, do not forget to distribute to the people closest to you, the info service facility Share Share Facebook and Twitter are available on this site.


This time you're reading an article with the title How to Budget Your Money For The Coming Holidays with a url link address https://xivanpost.blogspot.com/2015/12/how-to-budget-your-money-for-coming.html thanks for reading and do not forget to read the other reviews as well.

Share this